Insurance and Payment Options
ACI Hearing Center accepts most major insurance plans for hearing evaluations and offers flexible payment options for hearing aids. We submit claims for you and verify your benefits before your appointment so there are no surprises.
Insurance plans we accept
ACI Hearing Center accepts most major insurance plans for hearing evaluations. Coverage for hearing aids varies by plan and policy year. We are in-network with:
- Blue Cross Blue Shield of Louisiana
- Medicare (Parts A and B for diagnostic testing)
- Medicare Advantage plans with hearing benefits
- Louisiana Medicaid (pediatric coverage)
- United Healthcare
- Aetna
- Cigna
- Humana
- Tricare (active duty and retired military)
Do not see your plan? Call us anyway at (337) 223-9448 — we work with most insurers and will verify your specific benefits before your appointment.
Medicare and hearing aids — what you need to know
This is the most common insurance question we get. Here is the plain answer:
Traditional Medicare (Parts A and B): Does NOT cover hearing aids or routine hearing exams. It WILL cover a diagnostic hearing test if your physician orders one for a medical reason (sudden hearing loss, dizziness, ear pain, etc.).
Medicare Advantage (Part C): Many Advantage plans include hearing aid benefits. Coverage and allowance amounts vary by plan and year. Bring your Advantage plan card and we will verify your specific benefit before you commit to anything. For a full breakdown of how Louisiana Medicare Advantage plans handle hearing aids and what you actually pay out of pocket, see our Medicare Advantage hearing aid coverage guide. For a plain-English overview of every path to coverage in Louisiana (Medicare, Medicaid, VA, workers comp, private insurance, hearing benefit networks), see our honest guide to hearing aid insurance coverage in Louisiana.
Financing and payment options
Hearing aids are a significant investment, and we understand not everyone can pay all at once. We offer:
- CareCredit — 0% interest financing for qualified applicants for up to 12 months. Apply online or in our office.
- PowerPay — Third-party installment financing, strong approval rates.
- Manufacturer financing — Some hearing aid brands offer their own payment plans through partner programs.
- Self-pay — We accept cash, all major credit cards, and HSA/FSA cards.
See our full hearing aid financing page for details on CareCredit, PowerPay, and manufacturer payment programs.
What we file for you
We submit claims directly to your insurance company on your behalf. You pay only your portion — copay, coinsurance, or deductible — at the time of service. If your insurance denies a claim, our billing team helps you appeal. You should not have to fight the insurance battle alone.
Veterans benefits
The Department of Veterans Affairs provides hearing aids at no cost to eligible veterans through VA medical facilities. If you are a veteran, you may be able to receive hearing services through the VA Lafayette Outpatient Clinic. ACI Hearing Center also serves veterans through private pay or community care referrals when appropriate.
Frequently Asked Questions
What insurance plans does ACI Hearing Center accept?
We accept most major insurance plans for hearing evaluations including Blue Cross Blue Shield of Louisiana, Medicare, Medicaid, United Healthcare, Aetna, Cigna, Humana, and Tricare. Coverage for hearing aids varies by plan. Call (337) 223-9448 with your insurance card and we will verify your specific benefits.
Does Medicare cover hearing aids?
Traditional Medicare (Parts A and B) does NOT cover hearing aids or routine hearing exams. It does cover diagnostic hearing tests when ordered by a physician for a medical reason. Many Medicare Advantage (Part C) plans include hearing aid benefits — coverage varies by plan and year. We will check your specific plan.
Does Louisiana Medicaid cover hearing aids?
Louisiana Medicaid covers hearing aids for children up to age 21 through the EPSDT (Early and Periodic Screening, Diagnostic, and Treatment) benefit. Adults 21 and older are not covered by the state plan for hearing aids, but some Healthy Louisiana managed-care plans (like Louisiana Healthcare Connections) add adult hearing aids as an extra benefit. For a plan-by-plan breakdown, documentation requirements, and prior authorization process, see our Louisiana Medicaid hearing aid coverage guide. Or call us with your Medicaid card and we will confirm your specific benefits.
Do you accept Blue Cross Blue Shield of Louisiana?
Yes. We are in-network with BCBS of Louisiana for hearing evaluations. Hearing aid coverage depends on your specific plan. We will verify benefits before your appointment so there are no surprises.
What if my insurance does not cover hearing aids?
We offer flexible payment options including CareCredit financing with 0% interest plans and manufacturer payment programs. We work with every family to find a path that fits the budget. Hearing aids range widely in price depending on the level of technology you choose.
Do you offer payment plans?
Yes. We accept CareCredit and PowerPay. CareCredit offers 0% interest financing for qualified applicants for up to 12 months. We also work directly with families on manufacturer-financed options when needed. See our financing page for full details.
Will you submit insurance claims for me?
Yes. We submit claims directly to your insurance company for you. You pay only your portion (deductible, copay, coinsurance) at the time of service. If your insurance denies a claim we will help you appeal.
How much does a hearing test cost?
Diagnostic hearing evaluations are typically covered by insurance when medically necessary. Self-pay rates are competitive — call (337) 223-9448 for current pricing. Most patients pay only their copay or deductible.
Does the VA cover hearing aids?
Yes, the Department of Veterans Affairs provides hearing aids at no cost to eligible veterans through VA medical facilities. ACI Hearing Center can provide private-pay hearing aid services for veterans who prefer to use private providers or who supplement VA care.
Schedule an Appointment
Call ACI Hearing Center at (337) 223-9448 or request an appointment online. We are located at 103 Saint Thomas Street, Lafayette, LA 70506.
See the full payment picture
This is one of six ways patients pay for hearing aids at ACI Hearing Center. Read our complete guide to how to pay for hearing aids in Lafayette for a side-by-side of Medicare Advantage, Louisiana Medicaid, VA benefits, workers comp, HSA/FSA, and financing.
Are you a veteran? Enrolled veterans get hearing aids at no cost through the VA. Read our guide to VA hearing aid benefits for Lafayette veterans to learn how the Alexandria VA route and VA Community Care at ACI both work.
Job-related hearing loss? If your hearing loss was caused by workplace noise (offshore oil and gas, industrial construction, manufacturing, transportation, or federal maritime work), Louisiana workers comp or the LHWCA may cover your full evaluation, hearing aids, and follow-up. Read our workers comp hearing loss evaluations guide for how the claim works and how ACI documents it.